#LIFT EQUIFAX CREDIT FREEZE UPDATE#

If you received a personal identification number in the past, you can ignore it update your security freeze by calling Equifax at (888) 298-0045, managing it online, or sending Equifax this form along with proof of identification to temporarily lift or permanently remove the security credit freeze.

Unfreeze Equifax Credit Report without PINĮquifax no longer requires a 10-digit PIN to manage your credit freeze with the company. Process for Lost PIN Recovery at Each Credit BureauĮach credit bureau has a different process for retrieving a lost PIN or unfreezing your credit report without the original PIN you established at the time your credit report was frozen. Here’s what to do if you’ve lost it and need to temporarily lift a credit freeze or completely remove a credit report freeze with Equifax, TransUnion or Experian. With all the passwords and PINs we have to remember to access our bank account information, e-mail, or social media accounts, losing a credit freeze PIN is all too common. But each agency requires that individuals placing a security credit freeze on their credit report establish a personal identification number (PIN) as an added security measure.

Placing a credit freeze follows a relatively similar path for each of the three major credit bureaus. This protects individuals from having their personal information used to open a new credit card, take out a loan, or borrow money in some other shape or form. When a credit freeze is in place, the consumer’s credit file is not available for viewing, meaning creditors cannot establish a new account.

Lift equifax credit freeze